| Visa Platinum Summary |  
						
                        | Statement Date | 						  
                         
                           |  
						
                        | Due Date | 						  
                         
                           |  
						
                        | Previous Balance | 						  
                        $52.26 | 
                       
						
                        | Payments, Credits and Adjustments | 						  
                        $35.00 | 
                       
						
                        | Transactions | 						  
                        $.16 | 
                       
						
                        | Finance Charges | 						  
                        $.75 | 
                       
						
                        | Payment Due Date | 						  
                         
                           |  
						
                        | Total Credit Line | 						  
                        $200.00 | 
                       
						
                        | Total Available Credit | 						  
                        $181.83 | 
                       
						
                        | Credit Line for Cash | 						  
                        $200.00 | 
                       
						
                        | Available Credit for Cash | 						  
                        $181.82 | 
                       
						|   |  
						| *Your available credit may have been reduced by recent authorizations that have not yet posted to your credit card (e.g. for car rentals).
						 |   
						   | 
						  
                   
                    
						  
						  See below for information on Finance Charge and Annual Percentage Rate
						  imposed this period. 
						When you receive a statement or other correspondence in the mail, please continue to review
						it, as it may contain important messages or information about your account.
						   |  
						  
						 
						 |   |  
						  | 
						  Payments, Credits and Adjustments
						   |  
						  
						   
                              | 1 | 
						      02-01 | 
						      ELECTRONIC PAYMENT | 
						      $35.00 | 
						    
						   |  
						  |   |  
						  | 
						  Transactions
						   |  
						  
						   
                              | 2 | 
						      02-01 | 
						      PAYMENT PROTECTION | 
						      $.16 | 
						    
						   |  
						  |   |  
						  | 
						  Finance Charges
						   |  
						  
						   
                               | 
						      Balance rate applied to | 
						      Periodic rate | 
						      Corresponding APR | 
							  Finance Charges | 
						   
						  
                              | Purchases | 
						      $47.01 | 
						      0.05178%P | 
						      18.90% | 
							  $.75 | 
						   
						  
                              | Cash | 
						      $.00 | 
						      0.06274%P | 
						      22.90% | 
							  $.00 | 
						   
						  | 
						  ANNUAL PERCENTAGE RATE applied to this period: 18.90%
						   |  
						  | 
						  For New York residents only: New York residents may contact the New York State Banking
						  Department
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						   |  
						  
						   
						   |