Personal Banking
Michael Aschenbrenner - BEECH Land Management
Personal Loans
From consumer loans to home equity lines, VNB helps you get access to the money you need to improve your life. We make sure you have easy access to a decision-maker, a fast response, and a clear understanding of the terms of the loan.
CASH RESERVE
- Overdraft protection
- Lines available from $2,500
- Access through the associated VNB checking account
- Monthly repayment of 5% of the outstanding balance, minimum payment of $25
- Automatic deduction of the monthly payment is available
- No prepayment penalty
INSTALLMENT LOANS
- Personal loans for cars, boats, and other personal needs
- Quick response from local decision-makers
- Flexible loan rates and terms
- Automatic deduction of the monthly payment is available
HOME EQUITY LINE OF CREDIT
- Personal line of credit secured by personal residence
- Access by writing a check or through online banking
- Automatic deduction of the monthly payment is available
- Closing costs of up to $2,000 are paid by VNB
- A fee may apply for early closing
- Home Equity Line of Credit disclosures
PERSONAL LINES OF CREDIT
- Access by writing a check or through online banking
- Various repayment options are available
- Automatic deduction of the monthly payment is available
Experience the peace of mind by having an expert local lender advise you on your personal lending needs. They will provide you with the guidance needed to maximize your financial well-being.
Do not hesitate to contact one of our consumer lenders directly for questions, rates, and general information; they are happy to help!
Central Virginia
Pantops
434.817.7676
Leslie Snoddy
Vice President
Regional Manager
leslie.snoddy@vnb.com
NMLS# 1648068
Downtown
434.817.8621
Maury Early
maury.early@vnb.com
NMLS# 775781
Barracks Road
434.817.8550
Callie Morris
Retail Sales and Service Manager
callie.morris@vnb.com
NMLS# 2011479
Tammy Shiflett
tammy.shiflett@vnb.com
NMLS# 845264
Fauquier County
Warrenton View Tree
540.347.6715
Victoria Campbell
Vice President
Regional Manager
victoria.campbell@vnb.com
NMLS # 314753
Patia Gillespie
patia.gillespie@vnb.com
NMLS # 1736743
The Plains
540.349.0246
Catherine.Albaugh
catherine.albaugh@vnb.com
NMLS# 2550688
New Baltimore
540.349.0252
Catherine.Albaugh
catherine.albaugh@vnb.com
NMLS# 2550688
Catlett
540.349.0257
Tina Taylor
tina.taylor@vnb.com
NMLS# 482465
Bealeton
540.347.6708
Josh Unkefer
josh.unkefer@vnb.com
NMLS #2519001
Northern Virginia
Centreville Road
703.366.1607
Haymarket
703.335.7890
Sudley Road
703.366.1607
Cody Florence
Vice President
Regional Manager
703.656.7362
cody.florence@vnb.com
NMLS# 1598028
Stephanie Curley
Retail Sales and Service Manager
703.335.7892
stephanie.curley@vnb.com
NMLS# 1312109
Winchester
Creekside
540.665.8882
Cassie Mankins
cassie.mankins@vnb.com
NMLS# 775787
